Health

What Does Complementary Health Insurance Cover?

The scope follows the plan. These are the questions people usually ask first.

A physician walking along a bright clinic corridor.

Complementary health insurance is generally aimed at people who are eligible under Türkiye’s social security system (SGK). It is meant to help with healthcare costs defined in the policy, considered together with that system.

Which expense is included depends on the plan. Inpatient treatment, outpatient treatment, tests or maternity cover do not always arrive together. Eligibility is also checked at application.

  • The contracted network differs by product. This note does not state a fixed number of providers.
  • If there is a waiting period, the cover may not start on the day the policy begins.
  • An existing condition may not be brought into cover retrospectively by a new policy.
  • Limits and participation should be read from the quotation.

Cover, limits, exclusions and other terms vary by the insurance product selected. Current and binding information appears in the quotation and the policy documents.

View All Articles